Colorado Sworn Financial Statement (JDF 1111), line by line
Published October 28, 2026
Colorado's Sworn Financial Statement is form JDF 1111SC, which the Colorado Rules of Civil Procedure also print as Form 35.2. The current version is marked R10/25. A companion, JDF 1111SS (Supporting Schedules), is attached when you own the kinds of assets the form sends there. This guide walks through the form in order, with its own wording. It is general information, not legal advice; ask a lawyer or your court's self-help center about your case.
The first page: work and household
Before any numbers, the form asks whether you are employed, hours per week, how often you are paid (weekly, bi-weekly, twice a month or monthly), whether pay is a monthly salary or an hourly rate, your occupation and employer, and, if unemployed, when you last worked and why. Then: how many adults and minor children are in the household, what you believe the other party's monthly gross income is, and each party's annual gross income for the last tax year.
1. Monthly income
The heading says: "Convert annual, bi-monthly, and weekly amounts to monthly amounts." The lines:
| Group | Lines on the form |
|---|---|
| Monthly income | Gross Monthly Income (before taxes and deductions) from salary and wages, including commissions, bonuses, overtime, self-employment, business income, other jobs, and monthly reimbursed expenses; Unemployment & Veterans' Benefits; Pension & Retirement Benefits; Public Assistance (TANF); Social Security Benefits (SSA), with boxes for SSDI and SSI; Disability, Workers' Compensation; Interest & Dividends; Other |
| Miscellaneous income | Royalties, Trusts, and Other Investments; Dependent Children's monthly gross income; Rental Net Income; Child Support from Others; Spousal/Partner Support from Others; Contributions from Others; All other sources, i.e. personal injury settlement, non-reported income, etc.; Expense Accounts; two Other lines |
The first line gathers pay of every kind, before taxes, with self-employment and business income: one figure rather than separate lines for overtime or bonuses. Total Income adds Total Monthly Income and Total Monthly Miscellaneous Income.
2. Monthly deductions
Mandatory deductions are federal income tax, state/local income tax, PERA/Civil Service, Social Security tax, Medicare tax and other. Voluntary deductions are life and disability insurance, health, dental and vision insurance premiums (with the number of people covered), child care deducted from salary, a flex benefit cafeteria plan, stocks and bonds, and retirement and deferred compensation. These come from pay stubs, and they are why section 3 says to list only expenses "not identified in the deductions above".
3. Monthly expenses, A to I
The note at the top: "List regular monthly expenses below that you pay on an on-going basis and that are not identified in the deductions above."
- A. Housing: 1st mortgage, 2nd mortgage, insurance and property taxes not in the mortgage payment, condo/homeowner's/maintenance fees, rent.
- B. Utilities: gas and electricity; water, sewer, trash removal; telephone; property care (lawn, snow removal, cleaning, security system); internet, cable and satellite TV.
- C. Food: groceries and supplies; dining out.
- D. Health care: doctor and vision care, dentist and orthodontist, medicine and RX drugs, therapist, premiums not paid by the employer.
- E. Transportation: primary and other vehicle payments; fuel, parking, and maintenance; insurance and registration/tax payments, "yearly amount(s) ÷12"; bus and commuter fees.
- F. Children: clothing and shoes, child care, extraordinary expenses such as special needs, tuition, and misc. expenses "i.e. Tutor, Books, Activities, Fees, Lunch, etc."
- G. Education for you and H. Maintenance and child support that you pay, each split into "This family" and "Other family".
- I. Miscellaneous: recreation, personal care (hair, nail, clothing), legal and accounting fees, subscriptions, charity and worship, movie and video rentals, vacation, travel and hobbies, investments not made through payroll, memberships and clubs, home furnishings, pets, sports, and Other lines.
4. Debts, the summary and assets
Section 4 lists unsecured debts (credit cards, store accounts, loans from family, back taxes) with the minimum monthly payment required, and says not to list liens such as mortgages and car loans, which already appear above. The summary then takes Total Income, subtracts deductions to get net income, subtracts expenses and minimum debt payments, and shows a Net Excess or Shortfall. Section 5 lists assets by petitioner, co-petitioner/respondent or joint. The statement ends: "I declare under penalty of perjury under the law of Colorado that the foregoing is true and correct." For when it is due, see the 42-day deadline and monthly figures.
Financial Affidavit Numbers works out monthly figures for sections 1, 3 and 4 from your bank and card statements, line by line, with the transactions behind each one. You decide every category and copy the figures onto JDF 1111 yourself; it does not fill in the statement.
Common questions
What is JDF 1111 in Colorado?
JDF 1111SC is Colorado's Sworn Financial Statement, also printed as Form 35.2 in the Colorado Rules of Civil Procedure. The current version is R10/25. JDF 1111SS is the Supporting Schedules form for certain assets.
Where do bonuses and overtime go on the JDF 1111?
The first income line covers gross monthly income from salary and wages, including commissions, bonuses, overtime, self-employment, business income, other jobs, and monthly reimbursed expenses.
Do I list my mortgage under debts on the JDF 1111?
No. Section 4 is for unsecured debts and says not to list liens such as mortgages and car loans; those payments go under 3A Housing and 3E Transportation.
Is the Colorado sworn financial statement notarized?
The R10/25 form ends with a declaration under penalty of perjury under the law of Colorado, signed and dated, with the place where it was signed.
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